Credit or Debit Card

You have the option to pay your bill online using a credit or debit card, but please note that a nonrefundable service fee will apply each time.

• Consider paying online with an electronic check, or by mailing one to the office, to avoid this charge.

It's important to understand that the service fee for online credit or debit card payments is collected by the online payment service, not by IU.

• Fee is not reflected on your student account.
• IU cannot waive this fee and you are responsible for covering the entire service fee.
• You can avoid the service fee by paying online with electronic check

Here's what you need to know if you prefer to pay with a credit or debit card:

• You'll incur a Service Fee for processing your payment.
• The Service Fee is calculated at 2.85% of the total payment amount.
• The 2.85% Service Fee will be listed separately on your statement.
• IU does not assess the Service Fee.
• The Service Fee is non-refundable, even in cases of payment cancellation, refund, credit, or chargeback.

How to pay by credit or debit card

1. Log into One.IU.
   • Log in as a student by entering your IU network ID username and password.
   • If you’re paying on behalf of a student, log in as a third-party user by entering your student’s university ID number and your own username and password. (Your student must have already set up third-party access.)
2. The Account Summary page shows your payment options. To view your bill, choose “Statements.”
3. On the Account Summary page, choose whether you want to pay your total due, a deferment amount if offered (enter the amount to pay), or other amount. Choose the corresponding “Pay” button to be taken to Higher One’s electronic payment system.
4. For the payment method, choose “Enter new credit card information.” The nonrefundable service charge will be displayed.
5. To continue with your payment, check the box acknowledging that you understand and accept the nonrefundable service charge, then choose “Continue Checkout.” If you do not agree to the service fee, choose “Cancel My Transaction” instead.
6. If you choose to continue with your payment, enter your card information, verify that it is correct, and then choose “Continue Checkout.” If you wish to save your card information for future payments, add a payment profile name such as “My Credit Card.”
7. Make sure your payment information is accurate and then choose “Submit Payment.”
8. After you’ve submitted your payment, your receipt will be displayed. If you would like to email the receipt to yourself or someone else, choose “Email Another Receipt” and enter the email address.
9. If you would like to print a receipt, choose “View Printable Receipt.”
10. After you’re finished, choose “Return to IU” to see your updated balance, or close your browser to log out.